Xact Expat
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Xact Risk Solutions Limited.

Xact Expat is a trading name of Xact Risk Solutions Limited.

​About Xa​ct Risk Solutions

Background & Development
  • Authorised by UK Financial Conduct Authority in May 2013
  • Fully accredited Lloyd’s Broker July 2013
  • Operational September 2013
  • Two Offices – City of London (in the near vicinity of Lloyd’s) and Newcastle.
  • Fully staffed from January 2015 
  • Staff numbers 13 
  • Sponsoring underwriters for Lloyd’s approval: Kiln, Chaucer and Sagicor/Amtrust
  • Privately owned by management and two clients (minority shareholding).
  • 74 terms of business agreements with Lloyd’s syndicates and other London market insurers. 
  • Over 200 years of insurance experience of the London and international markets including the US, Bermuda and others.
  • Annual premium volume + £42/45,000,000 
  • Clients in 20 countries on 5 continents
  • 40% of business UK 60% international
  • Obtained Xchanging trading licences in October 2013
  • Became a Lloyd’s coverholder in January 2015

Our Business Model
  • 90% of business placed into the Lloyd’s market
  • Almost 100% wholesale – we do not deal with insured’s direct on any risks other than International Private Medical Insurance.
  • 85/90% of our business is the arrangement of : Binding authorities  for brokers and underwriting agencies (75%), Master policies and schemes (20%) and,
  • Open market/individual placements (5%)

Classes of Business
  • ​SME Property , Casualty and Commercial Combined
  • Specialist Professional Indemnity
  • On-line facilities
  • Income Protection/Personal Accident/Loss of Licence
  • International Private Medical
  • Kidnap and Ransom/Piracy/Hijack 
  • Life – distressed (medical issues), hazardous occupations, top up covers for group schemes with minimal underwriting
  • Comprehensive Motor (International in selected countries)
  • Credit card enhancement schemes – travel, purchase protection
  • Aquaculture
  • Terrorism
Xact Expat is a trading name of Xact Risk Solutions Ltd and is authorised and regulated by the Financial Conduct Authority, FCA Number 590914
Registered Office: ​​1 Westferry Circus, Canary Wharf, London, E14 4HD | Company registration number: 08142321
©2017 Xact Risk Solutions Ltd
  • Home
  • GET A QUOTE
  • Help & Advice
    • Beginner's Guide
    • Benefits
    • Things To Watch Out For!
    • Renewals & Switching
    • FAQ's
    • Glossary
  • Health Insurance Plans
    • For Individuals
    • For Businesses
    • For Families
    • For Marine Crew
    • For Students
  • About Us
    • Xact Risk Solutions
    • Key Facts
    • Terms & Conditions
    • Privacy Policy
  • Blog
  • Contact