All IMG Europe plans comes with access to their MyIMG online customer portal where you can download duplicate documents, locate a medical provider worldwide, check on the status of claim or even give advance notice of treatment via online pre-certification.

Please contact XactXpat for further details on any of the IMG Europe plans, or alternatively if you know what you are looking for you can obtain an instant online quote or brochure below.

Expat Health Insurance for Individuals & Families

There are two different annually renewable long-term plan options available to individuals and families and they both have 4 different levels of cover available. They are available to expats and local nationals living, working or travelling virtually anywhere worldwide.

GlobalFusion – The GlobalFusion expat health insurance plan is flexible and highly competitive, with the core benefits being very similar in nature to expat health insurance plans offered through other providers in the market. However, this plan does offer several benefits and benefit options that you won’t find available anywhere else.

You are free to seek treatment from any hospital, clinic or doctor within your entire area of cover – not just where you may live!

In addition to the ‘core’ benefits here are some additional benefits available:

  • 24 hour medical emergency and medical evacuation line
  • Optional additional benefits: Global Daily Indemnity, Global Personal Accident, Maternity, Terrorism, Adventure Sports
  • You can choose area of cover (Worldwide or Worldwide excluding USA, Canada, China, Hong Kong, Macau, Japan, Singapore & Taiwan)
  • Emergency Medical Evacuation
  • Family premium covers first 2 children (aged 14 days to under 10) at no additional cost for the first year of cover.
  • You can choose between a ‘Full Medical Underwriting Policy’ or ‘Moratorium Underwriting Policy’
  • Medical Concierge Program (within the USA)
  • On-site Medical professionals work alongside claims handlers to help coordinate your care.

GlobalSelect – The GlobalSelect expat health insurance plan is extensive and comprehensive. This flexible plan offers one of the widest ranges of benefits and highest levels of cover available on the market today. There are low and no claims renewal discounts available for those who qualify.

You are free to seek treatment from any hospital, clinic or doctor within your entire area of cover – not just where you may live!

In addition to the ‘core’ benefits here are some additional benefits available:

  • 24 hour medical emergency and medical evacuation line
  • The first child under 10 is covered free for the first year (50% discount in second year), valid even if only 1 parent on the policy
  • Different currency options for payment available
  • 9 medical excess options available
  • Cover is available for virtually any nationality for anywhere in the world (home country included in most cases)
  • You can choose between a ‘Full Medical Underwriting Policy’ or ‘Moratorium Underwriting Policy’
  • Optional additional benefits: Personal Accident Plan, Daily Indemnity Hospital Income Plan and Essential or Premier Maternity Cover
  • If you want to switch international medical insurance providers ‘switch terms’ available to help the transfer from another provider.
  • In most cases direct –billing is available
  • 24 hour Emergency Medical Helpline

Buy Online

Click here to buy IMG Europe Expat Health Insurance online now.

Expat Health Insurance for Corporate Groups

Both GlobalSelect and GlobalFusion are available to corporate groups with the same different levels of cover available. GlobalFusion is better suited for small groups, whereas GlobalSelect provides a greater range of flexibility for corporate groups from as few as 2 employees. The benefit differences and additional options will be very similar to the individual and family plans as outlined above.

Some additional items to note about GlobalSelect Group Plans:

This is the only plan offered by one of our international medical insurance providing partners that covers groups from as few as two or more employees (most providers require a minimum of three individuals for a group plan). And as group plans provide a cost savings in comparison to buying individual plans separately if you need two or more individuals covered it’s worth asking Xact Expat if a group plan is right for you. It’s easy to add or remove employees (and dependants) from the plan as employees leave or join the organisation. For groups of more than 10, employees can 'mix & match' benefits and have different levels of cover (within a group) based on the employee class or business role. It is possible to insure both expats and local nationals virtually anywhere worldwide.

Industry-Specific Expat Health Insurance Cover

CrewSelect International is an international health insurance plan designed for long-term coverage professional marine captains and marine crew members and is available on either an individual or group basis. There are two different levels of cover available (standard & elite).

You can get an instant no-obligation quotation and apply online for CrewSelect Here.

International Student Health Insurance Plans

Student Health Advantage is an international student health insurance plan offered for both individuals and groups of two or more students/scholars participating in a sponsored study abroad program. This international health insurance plan for students meets student visa requirements and includes benefits for mental health, maternity, organized sports and international emergency medical care. There is also pre-existing conditions cover after 12 months and USA Universal Rx pharmacy discount savings.

Get an instant no-obligation quotation and apply online for Student Health Advantage Here.

Short to Medium Term Travel Medical Insurance

The GlobeHopper travel medical insurance plan range is designed for individuals, families and or groups requiring short to medium term international travel medical insurance outside of their home country for a period of from 5 days up to 3 years.

Unique Features Include:

  • Can be bought after departure
  • Ability to extend trip duration (Min. 1 month initial purchase cover duration required) up to total duration of 2 years (3 years on Platinum)

You can get an instant no-obligation quotation and apply online for GlobeHopper below:

Individuals & Family Travel Medical Insurance Cover

GlobeHopper Single Trip(5 days to 2 years)
GlobeHopper Platinum Single Trip(5 days to 3 years)
GlobeHopper Multi-Trip (unlimited trips per year, choice of 30 or 45 day maximum trip duration)

Group Travel Medical Insurance Cover (5 or more people)

GlobeHopper Single Trip Group(5 days to 2 years)
GlobeHopper Platinum Single Trip Group(5 days to 3 years)
GlobeHopper Multi-Trip Group (unlimited trips per year, choice of 30 or 45 day maximum trip duration)