• Expat having a dental exam.

What Does Expat Health Insurance Dental Benefit Include?

Dental cover options available will vary between international medical insurance providers. There are typically different levels of dental cover available that will range from emergency dental cover which would treat accidental dental injury to full ‘routine’ dental cover that would cover treatments such as fillings, crowns, extractions, etc.

Things to Be Aware of Regarding Dental Cover:

  • As this is not a ‘standard’ or ‘basic’ benefit the levels of cover and what the benefit covers/includes will vary between international medical insurance providers and policy to policy. Always check to make sure the cover will be adequate for your location, keep in mind that costs in some countries can be much higher than other locations.
  • Waiting periods usually apply before the cover will commence.
  • Dental Cover for expats is generally only available with the top level of international expat health insurance. This means that usually you will not be able to add the dental benefit to a ‘basic’ expat health insurance plan.
  • Some international medical insurance providers may require that you would have had a dental ‘check-up’ within the last year. It is also common to require any treatments due from the previous check-up to be completed before they will commence cover.
  • Depending on the international medical insurance provider and the level of dental cover you require and co-payment (see co-insurance) may also be required, sometimes up to 50%.

Did you know...

That your claims history can play a part in your expat health insurance renewal premium? And that some international medical insurance providers offer a low or no-claims discount?

Contact Xact Expat today to find out more.