Refers to the process that an international medical insurance company uses to assess the eligibility of an applicant to get approval for expat health insurance.

URC (Usual, Reasonable and Customary)

This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit in the location your receive treatment.


Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.

Waiting Period

A period of time during which you are not entitled to cover for particular benefits.

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